With the summer travel season approaching, now is a good time to look through the credit cards in your wallet. Every week unsolicited credit card offers arrive in the mail. I don't need any more credit cards, but it's good to check out the offers. Are the terms as good as the credit card offers you're receiving in the mail? Maybe it's time to switch. NOT ALL CREDIT CARDS ARE CREATED EQUAL Not all credit cards have benefits. Many are just "credit" cards. In the simplest terms, with these cards, the bank advances you money. You are expected to repay what you borrowed at the end of the month. If you don't repay all the money you borrowed, you pay interest on the balance. That's pretty straight forward. But since there are credit cards out there that not only loan you money but also give you a goodie bag of benefits, why not use those cards? Banks want your business. That means you can have credit and goodies too. And that is a very good thing.
News and insider tips about travel in the United States and to International destinations. Visits to exotic locations and unexpected adventures. Restaurant reviews. Secrets known only to locals. My travel articles also appear in Luxury Travel Magazine, New York Daily News & Westways Magazine